Can You Receive SSI and SSDI at the Same Time

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Social Security insurance has so many benefits if you qualify for it, but a big question that many people who are qualifying for Social Security Insurance or Social Security Disability Insurance ask is “can you receive SSI and SSDI at the same time?”

The answer to this big question is, yes. There are a couple things to think about if you can or want to qualify for both SSI and SSDI at the same time. Here is how the process works:

  • SSDI gives you income support based on your work history as well as the disability you have and how long you have had or will have the disability.
  • SSI can ALSO be given to you if your income is small enough and you make a certain amount of money as well as have a small amount of assets to your name.

If you are in a scenario where you have both a good work history and qualify for SSDI as well as are not making a high enough income, you have the chance to qualify for both of these insurances.

While you can receive SSI and SSDI at the same time, and receive payments from both, your total payments from both combined will not go over the total income you would get from SSI alone. There is still the cap, rules and regulations put on the person who is receiving the insurance.

Multiple sources are needed for the application process. The Social Security Administration will take your two separate applications for SSI and SSDI and assess them separately and then if all criteria is met for both insurance coverages, you will then receive the benefits with that cap.

There is the chance that your application for SSDI and SSI, but you do have the chance to appeal your application and reapply. It could just mean that you missed necessary information on the application or that you have certain qualifications that are not being met. It is important to go back and review your application as well as the information you have in order to apply and get the best outcome for your specific scenario.

It is not rare for people to receive SSI and SSDI at the same time, even though many people just get one or the other. Roughly 10% of people who apply for both of these insurances get both benefits. This means it is fairly common for those who qualify.