Am I Eligible for Social Security Disability Benefits?

If you’re unable to work due to a disability, Social Security Disability Insurance (SSDI) can provide financial support. However, not everyone qualifies. Let’s break down the requirements and eligibility criteria for SSDI.

SSDI Eligibility

What Are the SSDI Requirements?

To qualify for SSDI, you must meet certain requirements. Here are some of the primary ones:

  • Be physically or mentally disabled.
  • Specific conditions, such as blindness, may also qualify you.
  • Your condition must last at least 12 months or result in death.
  • Your income must be limited or very low.

There are other requirements, but they can vary depending on the specifics of your case.

Work History Matters

Your work history is an important factor in qualifying for SSDI. It shows that you have been a reliable worker, and it helps the government determine your eligibility. Here’s what you’ll need to provide:

  • Job titles and the companies you worked for.
  • Employment duration (start and end dates).
  • Type of business and job responsibilities.
  • Rate of pay.
  • Explanation of why you had to stop working due to your disability.
  • Physical and mental demands of your previous jobs.

How Age Affects Eligibility

SSDI benefits are typically available to individuals aged 18 to 65. However, in some cases, SSDI can be extended beyond age 65, depending on individual circumstances.

If you’re concerned about your age, don’t worry—eligibility is not strictly age-based, but depends on meeting the other requirements outlined above.

Important Considerations

Regardless of your age, you must submit all required documentation and follow the application process carefully. Providing accurate and thorough information is crucial for the Social Security Administration (SSA) to determine the benefits you’re entitled to.

If you believe you qualify for SSDI or want to explore your options, don’t hesitate to learn more about SSDI eligibility or consult with a professional.